Ignore Text Wrap in InDesign
You figured out the Text Wrap and you're wrapping like the wind, when all of a sudden...you want to put text over one of the photos.

Now the text just disappears, and that's not the look you are after. But if you turn off Text Wrap so the type over the photo is there, it doesn't wrap the type you wanted it to anymore. What a mess.

Not really. Just have InDesign Ignore Text Wrap on the text frame over the picture.

How? Watch and see, my young apprentice.

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